*All final loan approvals and interest rate are subject to approval by Lister Capital Management Limited. In case of any dispute, Lister Capital Management Limited will retain the final decision on loan approval.
*All loan amount are 100% refunded, and the repayment period ranges from 3 to 60 months. Interest is calculated daily and reduced by principal, and customers can make repayments at any time without any transaction fees.
Example: For a loan of HK$10,000 with a 15% annual interest rate and a repayment period of 12 months, the monthly repayment amount would be HK$903. The interest rate that the customer can enjoy will depend on their personal credit situation, with actual rates ranging from 15% to 48% and no transaction fees.